/*
Theme Name: SERVEBANK Financial
Theme URI: https://servebank.com/
Author: SERVEBANK Financial
Description: Custom WordPress theme converted from the SERVEBANK Google AI Studio export.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: servebank
*/
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;600;700;800;900&display=swap');

:root{
  --navy-900:#0d224a;
  --navy-800:#102a5c;
  --navy-cell:#13326c;
  --gold:#d4a12f;
  --gold-dark:#b98d2a;
  --gold-light:#e5b74e;
  --gold-soft:#e8c98a;
  --paper:#f2f2f0;
  --paper-2:#f7f7f5;
  --paper-3:#fbfbfa;
  --ink:#0d1b33;
  --body:#3a3f4a;
  --hairline:#d9d9d6;
  --rule:rgba(212,161,47,.45);
  --maxw:1320px;
  --lean:4deg;
}

*,*::before,*::after{box-sizing:border-box}
body{
  margin:0;
  font-family:'Inter',"Helvetica Neue",Arial,sans-serif;
  color:#fff;
  background:var(--navy-900);
  min-height:100vh;
  display:flex;
  flex-direction:column;
}
ul{margin:0;padding:0;list-style:none}
h1,h2,p{margin:0}
svg{fill:none;stroke:currentColor;stroke-width:1.2}

/* ---------- Top bar ---------- */
.topbar{background:var(--paper);color:var(--ink);border-bottom:2px solid var(--gold)}
.topbar__inner{max-width:var(--maxw);margin:0 auto;padding:14px 32px;display:flex;align-items:center;gap:24px}
.brand{text-decoration:none;color:inherit;display:inline-flex;flex-direction:column;width:fit-content;max-width:100%}
.brand__name{display:block;font-size:clamp(22px,3vw,34px);font-weight:900;line-height:1;white-space:nowrap}
.brand__name strong{color:var(--ink)}
.brand__name em{color:var(--gold);font-style:normal}
.brand__sub{display:flex;align-items:center;gap:6px;margin-top:4px;font-size:clamp(9px,1vw,13px);font-weight:700;letter-spacing:.3em;color:var(--ink);width:100%}
.brand__sub i{flex:1;height:1px;background:var(--gold);display:block;min-width:6px}
.topbar__divider{width:1px;align-self:stretch;background:var(--gold)}
.topbar__tag{font-size:clamp(11px,1.3vw,17px);font-weight:800;letter-spacing:.06em;line-height:1.3}
.topbar__tag span{display:block;color:var(--ink)}
.topbar__tag strong{display:block;color:var(--gold)}

/* Global utilities */
.photo-cover{
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center;
  display:block;
}
.map-cover{
  object-fit:cover;
  object-position:center;
  opacity:0.85;
}

/* ---------- Hero ---------- */
.hero{position:relative;isolation:isolate;overflow:hidden;background:var(--navy-900)}
.hero__media{
  position:absolute;inset:0 0 0 38%;
  background-color:var(--navy-800);
  overflow:hidden;
  z-index:-2;
}
.hero__scrim{
  position:absolute;inset:0;z-index:-1;
  background:
    linear-gradient(90deg,var(--navy-900) 0%,var(--navy-900) 34%,rgba(7,21,47,.85) 48%,rgba(7,21,47,.25) 68%,rgba(7,21,47,.15) 100%),
    linear-gradient(180deg,rgba(7,21,47,.35),rgba(7,21,47,.55));
}
.hero__trendline{
  position:absolute;inset:0;width:100%;height:100%;z-index:-1;pointer-events:none;
}
.hero__inner{max-width:var(--maxw);margin:0 auto;padding:56px 32px 44px}
.hero__title{
  font-size:clamp(34px,6.2vw,78px);font-weight:900;line-height:1.02;
  letter-spacing:-.01em;text-transform:uppercase;text-shadow:0 2px 18px rgba(0,0,0,.35);
}
.hero__title span{color:var(--gold)}

/* ---------- Features ---------- */
.features{margin-top:clamp(28px,4vw,52px);display:grid;grid-template-columns:repeat(4,1fr)}
.feature{display:flex;align-items:flex-start;gap:14px;padding:4px 26px;border-left:1px solid var(--rule)}
.feature:first-child{border-left:0;padding-left:0}
.feature__icon{
  flex:0 0 auto;width:clamp(34px,3.4vw,48px);height:clamp(34px,3.4vw,48px);
  border:1.5px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold);
}
.feature__icon svg{width:55%;height:55%}
.feature__text h2{font-size:clamp(12px,1.2vw,17px);font-weight:800;text-transform:uppercase;margin-bottom:4px}
.feature__text p{font-size:clamp(11px,1.05vw,15px);line-height:1.35;color:rgba(255,255,255,.9)}

/* ---------- Trust strip ---------- */
.trust{background:var(--navy-800);border-top:1.5px solid var(--gold)}
.trust__inner{max-width:var(--maxw);margin:0 auto;padding:22px 32px;display:flex;align-items:center;gap:26px}
.trust__label{flex:0 0 auto;color:var(--gold);font-size:clamp(12px,1.2vw,18px);font-weight:800;letter-spacing:.06em;text-transform:uppercase}
.trust__list{flex:1;display:grid;grid-template-columns:repeat(6,1fr)}
.trust__list li{display:flex;align-items:center;gap:10px;padding:2px 18px;border-left:1px solid var(--rule)}
.trust__list svg{flex:0 0 auto;width:clamp(22px,2.4vw,34px);height:clamp(22px,2.4vw,34px);color:var(--gold)}
.trust__list span{font-size:clamp(9px,.92vw,13px);font-weight:600;line-height:1.3;text-transform:uppercase}

/* ---------- About ---------- */
.about{background:var(--paper-2);color:var(--body)}
.about__inner{
  max-width:var(--maxw);
  margin:0 auto;
  padding:clamp(38px,5vw,68px) 32px;
  display:grid;
  grid-template-columns:1fr 1fr;
  column-gap:clamp(36px,5vw,72px);
  row-gap:34px;
  position:relative;
}
/* vertical hairline between the two columns */
.about__inner::before{
  content:"";
  position:absolute;
  top:clamp(38px,5vw,68px);bottom:clamp(38px,5vw,68px);
  left:50%;
  width:1px;background:var(--hairline);
}
.about__col > * + *{margin-top:16px}
.about__col > .about__sub{margin-top:30px}

.about__title{
  font-size:clamp(24px,2.6vw,34px);
  font-weight:800;
  color:var(--ink);
  letter-spacing:-.01em;
  line-height:1.2;
}
.about__sub{
  position:relative;
  padding-left:16px;
  font-size:clamp(16px,1.5vw,19px);
  font-weight:700;
  color:var(--ink);
  line-height:1.3;
}
.about__sub::before{
  content:"";
  position:absolute;left:0;top:.1em;bottom:.1em;
  width:2px;background:var(--gold);
}
.about__col > p{
  font-size:clamp(13px,1.05vw,15px);
  line-height:1.75;
  color:var(--body);
}
.about__col > p strong{color:var(--ink);font-weight:700}

/* ---------- CTA card ---------- */
.cta{
  margin-top:34px;
  background:var(--navy-900);
  border-radius:10px;
  padding:22px 28px;
  display:flex;
  align-items:center;
  gap:22px;
  box-shadow:0 10px 28px rgba(7,21,47,.18);
}
.cta__icon{flex:0 0 auto;color:var(--gold)}
.cta__icon svg{width:clamp(40px,4vw,58px);height:clamp(40px,4vw,58px);fill:none;stroke:currentColor;stroke-width:1.2}
.cta__rule{flex:0 0 auto;align-self:stretch;width:1px;background:rgba(212,161,47,.55)}
.cta__text{flex:1;text-align:center}
.cta .cta__links, p.cta__links{
  font-size:clamp(15px,1.6vw,22px);
  font-weight:800;
  color:#ffffff;
  letter-spacing:-.01em;
}
.cta .cta__links a, p.cta__links a{color:#ffffff;text-decoration:none}
.cta .cta__links a:hover, p.cta__links a:hover{color:var(--gold-light)}
.cta .cta__links span, p.cta__links span{margin:0 10px;color:rgba(255,255,255,.7);font-weight:400}
.cta .cta__tag, p.cta__tag{
  margin-top:8px;
  font-size:clamp(14px,1.5vw,21px);
  font-weight:800;
  color:var(--gold);
  letter-spacing:-.01em;
}

/* ---------- Footer nav ---------- */
.footnav{background:var(--navy-900);border-top:1.5px solid var(--gold)}
.footnav__inner{
  max-width:var(--maxw);
  margin:0 auto;
  padding:16px 32px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
  flex-wrap:wrap;
}
.footnav ul{display:flex;align-items:center;margin:0;padding:0;list-style:none;flex-wrap:wrap}
.footnav a{
  display:flex;
  align-items:center;
  gap:8px;
  padding:4px 16px;
  color:#fff;
  text-decoration:none;
  font-size:clamp(10px,.95vw,13px);
  font-weight:600;
  letter-spacing:.04em;
  text-transform:uppercase;
  white-space:nowrap;
}
.footnav a:hover{color:var(--gold-light)}
.footnav svg{
  width:16px;height:16px;
  fill:none;stroke:currentColor;stroke-width:1.6;
  color:inherit;
}
.footnav__main li:first-child a{padding-left:0}
.footnav__legal li{border-left:1px solid var(--rule)}
.footnav__legal a{text-transform:none;font-weight:500;color:rgba(255,255,255,.85)}

/* ---------- About page section ---------- */
.aboutpage{background:var(--paper-3);color:var(--body);flex:1;display:flex;flex-direction:column}
.aboutpage__band{
  position:relative;
  display:grid;
  grid-template-columns:52% 48%;
  align-items:stretch;
  min-height:clamp(480px,54vw,680px);
  background:
    linear-gradient(115deg,#ffffff 0%,#f4f4f2 55%,#ededea 100%);
}
.aboutpage__copy{
  padding:clamp(40px,4.5vw,68px) clamp(24px,4vw,64px);
  max-width:760px;
  margin-left:auto;
  align-self:center;
  display:flex;
  flex-direction:column;
  justify-content:center;
}
.brand--lg .brand__name{font-size:clamp(26px,3.4vw,40px)}
.brand--lg .brand__sub{font-size:clamp(10px,1.1vw,14px)}

.aboutpage__title{
  margin-top:clamp(24px,3vw,42px);
  font-size:clamp(22px,2.4vw,30px);
  font-weight:800;
  color:var(--ink);
  letter-spacing:-.01em;
}
.aboutpage__title::after{
  content:"";
  display:block;
  width:68px;height:2px;
  background:var(--gold);
  margin-top:12px;
}
.aboutpage p{
  margin-top:16px;
  font-size:clamp(13px,1.05vw,15px);
  line-height:1.8;
  text-align:justify;
  color:var(--body);
}
.aboutpage__kicker{
  margin-top:26px;
  font-size:clamp(15px,1.4vw,18px);
  font-weight:800;
  color:var(--ink);
  line-height:1.5;
  text-align:left;
}
.aboutpage__kicker a{color:var(--ink);text-decoration:none}
.aboutpage__kicker a:hover{color:var(--gold)}
.aboutpage__kicker::after{
  content:"";
  display:block;
  width:68px;height:2px;
  background:var(--gold);
  margin-top:14px;
}

/* diagonal photo panel */
.aboutpage__media{
  position:relative;
  background:url('assets/boardroom.jpg') center/cover no-repeat, var(--navy-800);
  clip-path:polygon(9% 0, 100% 0, 100% 100%, 0 100%);
  margin-left:-4%;
  overflow:hidden;
}
/* gold seam riding the diagonal */
.aboutpage__media::before{
  content:"";
  position:absolute;inset:0;z-index:2;
  clip-path:polygon(9% 0, 9.55% 0, .55% 100%, 0 100%);
  background:var(--gold);
}
.aboutpage__photo{
  position:absolute;
  inset:clamp(36px, 4.5vw, 72px) 0 0 0;
  background-color:var(--navy-800);
  overflow:hidden;
}

/* ---------- Bottom strip ---------- */
.aboutpage__strip{
  position:relative;
  display:grid;
  grid-template-columns:62% 38%;
  background:var(--navy-900);
  border-top:2px solid var(--gold);
}
.pills{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  margin:0;padding:clamp(18px,2.4vw,30px) clamp(20px,3vw,48px);
  list-style:none;
}
.pills li{
  display:flex;
  align-items:center;
  gap:12px;
  padding:2px 18px;
  border-left:1px solid rgba(212,161,47,.45);
}
.pills li:first-child{border-left:0;padding-left:0}
.pill__icon{
  flex:0 0 auto;
  width:clamp(32px,3.2vw,46px);height:clamp(32px,3.2vw,46px);
  border:2px solid var(--gold);
  border-radius:50%;
  display:grid;place-items:center;
  color:var(--gold);
}
.pill__icon svg{width:55%;height:55%;fill:none;stroke:currentColor;stroke-width:1.6}
.pills span:last-child{
  font-size:clamp(10px,.95vw,12px);
  font-weight:600;
  line-height:1.35;
  color:var(--gold-soft);
}

/* gold world-map panel, cut on the same lean */
.aboutpage__map{
  position:relative;
  background:
    linear-gradient(110deg, rgba(11,31,66,0.95) 0%, rgba(212,161,47,0.25) 100%),
    var(--navy-800);
  clip-path:polygon(14% 0, 100% 0, 100% 100%, 0 100%);
  margin-left:-7%;
  min-height:120px;
  overflow:hidden;
  display:flex;
  align-items:center;
  justify-content:center;
}
.aboutpage__map img{
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:center;
  opacity:0.9;
  filter: brightness(1.3) contrast(1.2) drop-shadow(0 0 6px rgba(212,161,47,0.6));
  position:relative;
  z-index:1;
}
.aboutpage__map::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:2;
  clip-path:polygon(14% 0, 14.7% 0, 0.7% 100%, 0 100%);
  background:var(--gold);
  pointer-events:none;
}

/* ---------- Lenders page ---------- */
.lenders{background:var(--paper-3);color:var(--body)}
.lenders__band{
  display:grid;
  grid-template-columns:minmax(0,38%) minmax(0,37%) minmax(0,25%);
  align-items:stretch;
}

/* ---------- LEFT copy ---------- */
.lenders__copy{padding:clamp(24px,2.6vw,40px) clamp(20px,2.4vw,40px) clamp(30px,3vw,46px)}
.lenders__brandrow{display:flex;align-items:center;gap:20px}
.lenders__title{
  margin-top:clamp(18px,2vw,30px);
  font-size:clamp(26px,3.2vw,40px);
  font-weight:900;
  color:var(--ink);
  text-transform:uppercase;
  letter-spacing:-.01em;
}
.blocks{margin:clamp(14px,1.8vw,24px) 0 0;padding:0;list-style:none}
.block{
  display:flex;
  gap:16px;
  padding:clamp(12px,1.4vw,18px) 0;
  border-top:1px solid #e6e6e2;
}
.block:first-child{border-top:0;padding-top:0}
.block__icon{
  flex:0 0 auto;
  width:clamp(34px,3vw,44px);height:clamp(34px,3vw,44px);
  border:1.5px solid var(--gold);
  border-radius:50%;
  display:grid;place-items:center;
  color:var(--gold-dark);
  background:rgba(212,161,47,.06);
}
.block__icon svg{width:55%;height:55%;fill:none;stroke:currentColor;stroke-width:1.6}
.block h2{
  font-size:clamp(15px,1.5vw,19px);
  font-weight:700;
  color:var(--gold-dark);
  margin-bottom:6px;
}
.block p{font-size:clamp(11px,1vw,13px);line-height:1.7;text-align:justify;color:var(--body)}
.block p strong{color:var(--ink);font-weight:700}
.block__lead{text-align:left}
.pill-mail{
  display:inline-block;
  margin-top:10px;
  background:var(--navy-900);
  color:#fff;
  font-size:clamp(11px,1.05vw,14px);
  font-weight:600;
  text-decoration:none;
  padding:8px 18px;
  border-radius:4px;
}
.pill-mail:hover{background:var(--navy-800);color:var(--gold-soft)}

/* ---------- CENTRE photo + badges ---------- */
.lenders__media{position:relative;overflow:hidden;background:var(--navy-800)}
.lenders__photo{
  position:absolute;inset:0;
  background-color:var(--navy-800);
  overflow:hidden;
  /* gold diagonal seams: left edge leans one way, right edge the other */
  clip-path:polygon(14% 0, 100% 0, 86% 100%, 0 100%);
}
.lenders__media::before,
.lenders__media::after{
  content:"";position:absolute;inset:0;z-index:2;
  background:linear-gradient(180deg,var(--gold),#8f6b1c);
}
.lenders__media::before{clip-path:polygon(14% 0, 15.1% 0, 1.1% 100%, 0 100%)}
.lenders__media::after{clip-path:polygon(100% 0, 101% 0, 87.1% 100%, 86% 100%)}

.badges{
  position:absolute;
  left:0;right:0;bottom:clamp(14px,2vw,28px);
  z-index:3;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:0;
  margin:0;padding:0 clamp(10px,1.6vw,26px);
  list-style:none;
  text-align:center;
}
.badges li{padding:0 4px}
.badge__icon{
  display:grid;place-items:center;
  width:clamp(34px,3.4vw,50px);height:clamp(34px,3.4vw,50px);
  margin:0 auto 8px;
  border:2px solid var(--gold);
  border-radius:50%;
  background:rgba(7,21,47,.55);
  color:var(--gold);
  backdrop-filter:blur(2px);
}
.badge__icon svg{width:52%;height:52%;fill:none;stroke:currentColor;stroke-width:1.7}
.badges h3{
  font-size:clamp(8px,.85vw,11px);
  font-weight:800;
  color:#fff;
  text-transform:uppercase;
  line-height:1.25;
  letter-spacing:.02em;
  text-shadow:0 1px 6px rgba(0,0,0,.6);
}
.badges p{
  margin-top:5px;
  font-size:clamp(7px,.72vw,9px);
  line-height:1.35;
  color:var(--gold-soft);
  text-shadow:0 1px 6px rgba(0,0,0,.6);
}

/* ---------- RIGHT services ---------- */
.services{
  background:var(--navy-800);
  color:#fff;
  padding:clamp(22px,2.4vw,38px) clamp(18px,2vw,32px);
}
.services__head{display:flex;gap:10px;align-items:flex-start;font-size:clamp(12px,1.2vw,15px);font-weight:700;line-height:1.35}
.services__head em{font-style:normal;color:var(--gold)}
.services__icon{flex:0 0 auto;width:20px;height:20px;color:var(--gold)}
.services__icon svg{width:100%;height:100%;fill:none;stroke:currentColor;stroke-width:1.6}
.services__list{margin:14px 0 0;padding:0 0 0 6px;list-style:none}
.services__list li{
  position:relative;
  padding:0 0 0 18px;
  margin-bottom:9px;
  font-size:clamp(11px,1.1vw,14px);
  color:rgba(255,255,255,.92);
}
.services__list li::before{
  content:"";position:absolute;left:0;top:.55em;
  width:5px;height:5px;border-radius:50%;background:var(--gold);
}
.services__rule{border:0;border-top:1px solid var(--rule);margin:22px 0}

/* ---------- Stat bar ---------- */
.stats{
  display:grid;
  grid-template-columns:repeat(5,1fr);
  margin:0;padding:clamp(14px,1.6vw,22px) clamp(20px,2.4vw,40px);
  list-style:none;
  background:var(--navy-900);
  border-top:2px solid var(--gold);
}
.stats li{
  display:flex;align-items:center;gap:12px;
  padding:2px 18px;
  border-left:1px solid var(--rule);
}
.stats li:first-child{border-left:0;padding-left:0}
.stats svg{
  flex:0 0 auto;
  width:clamp(24px,2.4vw,34px);height:clamp(24px,2.4vw,34px);
  color:var(--gold);fill:none;stroke:currentColor;stroke-width:1.6;
}
.stats span{
  font-size:clamp(9px,.95vw,13px);
  font-weight:600;
  color:rgba(255,255,255,.9);
  text-transform:uppercase;
  line-height:1.35;
}
.stats strong{display:block;font-weight:700;color:#fff}

/* ---------- Responsive ---------- */
@media (max-width:1100px){
  .hero__media{inset:0 0 0 20%}
  .features{grid-template-columns:repeat(2,1fr);gap:22px 0}
  .feature:nth-child(odd){border-left:0;padding-left:0}
  .trust__list{grid-template-columns:repeat(3,1fr);gap:16px 0}
  .trust__list li:nth-child(3n+1){border-left:0;padding-left:0}
  .lenders__band{grid-template-columns:1fr 1fr}
  .services{grid-column:1 / -1;display:grid;grid-template-columns:1fr 1fr;gap:0 32px}
  .services__rule{display:none}
  .stats{grid-template-columns:repeat(3,1fr);gap:14px 0}
  .stats li:nth-child(3n+1){border-left:0;padding-left:0}
}
@media (max-width:900px){
  .about__inner{grid-template-columns:1fr;row-gap:8px}
  .about__inner::before{display:none}
  .cta{flex-direction:column;text-align:center;gap:14px}
  .cta__rule{width:60%;height:1px;align-self:center}
  .aboutpage__band{grid-template-columns:1fr;min-height:0}
  .aboutpage__copy{margin:0;padding:32px 20px}
  .aboutpage__media{
    min-height:280px;
    clip-path:polygon(0 6%, 100% 0, 100% 100%, 0 100%);
    margin-left:0;
  }
  .aboutpage__photo{
    position:relative;
    height:260px;
    inset:0;
    margin-top:20px;
  }
  .aboutpage__media::before{display:none}
  .aboutpage__strip{grid-template-columns: 55% 45%}
  .pills{grid-template-columns:repeat(2,1fr);gap:18px 0}
  .pills li:nth-child(odd){border-left:0;padding-left:0}
  .aboutpage p{text-align:left}
}
@media (max-width:820px){
  .lenders__band{grid-template-columns:1fr}
  .lenders__media{min-height:420px}
  .lenders__photo{clip-path:none}
  .lenders__media::before,.lenders__media::after{display:none}
  .services{grid-template-columns:1fr}
  .block p{text-align:left}
}
@media (max-width:640px){
  .topbar__inner{flex-wrap:wrap;gap:12px;padding:12px 18px}
  .topbar__divider{display:none}
  .hero__media{inset:0}
  .hero__scrim{background:linear-gradient(180deg,rgba(7,21,47,.72),rgba(7,21,47,.92))}
  .hero__inner{padding:36px 18px 30px}
  .features{grid-template-columns:1fr;gap:18px}
  .feature{border-left:0;padding:0}
  .trust__inner{flex-direction:column;align-items:flex-start;padding:18px}
  .trust__list{grid-template-columns:repeat(2,1fr);gap:14px 0;width:100%}
  .trust__list li{border-left:0;padding:0 12px 0 0}
  .about__inner{padding:32px 18px}
  .footnav__inner{padding:14px 18px;justify-content:flex-start}
  .footnav a{padding:6px 12px}
  .footnav__legal li{border-left:0}
  .pills{grid-template-columns:1fr}
  .pills li{border-left:0;padding-left:0}
}
@media (max-width:600px){
  .lenders__brandrow{flex-wrap:wrap;gap:12px}
  .badges{grid-template-columns:repeat(2,1fr);gap:16px 0;position:static;padding:20px}
  .lenders__media{min-height:0}
  .lenders__photo{position:relative;height:240px}
  .stats{grid-template-columns:1fr;gap:14px}
  .stats li{border-left:0;padding-left:0}
}

/* ============ CONTACT PAGE STYLES ============ */
:root {
  --navy-tile: #12244a;
  --field-bg: #fcfcfb;
  --field-br: #e3e3df;
  --paper-4: #f8f8f6;
}

.contact {
  position: relative;
  display: grid;
  grid-template-columns: 44% 56%;
  background: var(--navy-900);
  min-height: clamp(520px, 52vw, 720px);
  overflow: hidden;
}

/* ---------- LEFT panel ---------- */
.contact__aside {
  position: relative;
  overflow: hidden;
}
.contact__photo {
  position: absolute;
  inset: auto 0 0 0;
  height: 72%;
  background: url('assets/skyline.jpg') center bottom/cover no-repeat, var(--navy-800);
  overflow: hidden;
}
.contact__aside::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, var(--navy-900) 18%, rgba(7,21,47,.55) 48%, rgba(7,21,47,.75) 100%);
  pointer-events: none;
}
.contact__map {
  position: absolute;
  inset: 8% auto auto 0;
  width: 100%;
  height: 46%;
  opacity: .10;
  overflow: hidden;
  pointer-events: none;
}
.contact__asideInner {
  position: relative;
  z-index: 2;
  height: 100%;
  display: flex;
  flex-direction: column;
  padding: clamp(24px,3vw,44px) clamp(20px,3vw,48px) clamp(20px,2.4vw,34px);
}
.brand--onDark .brand__name strong { color: #fff; }
.brand--onDark .brand__sub { color: #fff; }

.contact__headline {
  margin-top: auto;
  padding-bottom: clamp(20px,3vw,40px);
}
.contact__headline h1 {
  font-size: clamp(34px, 5.4vw, 62px);
  font-weight: 900;
  color: #fff;
  text-transform: uppercase;
  letter-spacing: -.015em;
  line-height: 1;
}
.contact__headline h1 span { color: var(--gold); }
.contact__headline h1::after {
  content: "";
  display: block;
  width: min(360px, 80%);
  height: 2px;
  background: linear-gradient(90deg, var(--gold), rgba(212,161,47,0));
  margin: 16px 0 14px;
}
.contact__headline p {
  font-size: clamp(14px, 1.5vw, 19px);
  font-weight: 500;
  color: rgba(255,255,255,.9);
}

.pills4 {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  text-align: center;
}
.pills4 li {
  padding: 0 8px;
  border-left: 1px solid rgba(212,161,47,.4);
}
.pills4 li:first-child { border-left: 0; }
.pill4__icon {
  display: grid;
  place-items: center;
  width: clamp(30px,3vw,44px);
  height: clamp(30px,3vw,44px);
  margin: 0 auto 8px;
  border: 2px solid var(--gold);
  border-radius: 50%;
  color: var(--gold);
}
.pill4__icon svg {
  width: 54%;
  height: 54%;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.7;
}
.pills4 h2 {
  font-size: clamp(8px, .86vw, 12px);
  font-weight: 800;
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: .02em;
  margin-bottom: 5px;
}
.pills4 p {
  font-size: clamp(7.5px, .8vw, 11px);
  line-height: 1.35;
  color: rgba(255,255,255,.85);
}

/* ---------- RIGHT panel + arc ---------- */
.contact__panel {
  position: relative;
  background: var(--paper-4);
  margin-left: clamp(-90px, -6vw, -40px);
  border-radius: 100% 0 0 100% / 50% 0 0 50%;
  padding: clamp(26px, 3.4vw, 52px) clamp(24px, 3.4vw, 56px) clamp(26px, 3.4vw, 52px) clamp(70px, 8vw, 140px);
  display: flex;
  align-items: center;
  z-index: 3;
}
.arc {
  position: absolute;
  top: 0;
  bottom: 0;
  width: 60%;
  border-radius: 100% 0 0 100% / 50% 0 0 50%;
  border-left-style: solid;
  border-left-color: transparent;
  pointer-events: none;
}
.arc--gold { left: -16px; border-left-width: 3px; border-left-color: var(--gold); }
.arc--navy { left: -27px; border-left-width: 3px; border-left-color: var(--navy-800); }

/* ---------- Form ---------- */
.cform {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: clamp(10px, 1.1vw, 16px);
}
.field {
  display: flex;
  align-items: center;
  gap: 14px;
  background: var(--field-bg);
  border: 1px solid var(--field-br);
  border-radius: 3px;
  padding: 8px 14px;
  position: relative;
}
.field__icon {
  flex: 0 0 auto;
  width: clamp(30px, 2.8vw, 42px);
  height: clamp(30px, 2.8vw, 42px);
  background: var(--navy-tile);
  border-radius: 2px;
  display: grid;
  place-items: center;
  color: #fff;
}
.field__icon svg {
  width: 56%;
  height: 56%;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.6;
}
.field label, .field p {
  font-size: clamp(12px, 1.15vw, 15px);
  font-weight: 500;
  color: var(--ink);
  white-space: nowrap;
}
.field label b { font-weight: 700; margin-right: 4px; }
.field__colon { color: var(--ink); margin: 0 4px 0 10px; }
.field input,
.field textarea {
  flex: 1;
  min-width: 0;
  border: 0;
  background: transparent;
  font: inherit;
  color: var(--ink);
  padding: 4px 2px;
  outline: none;
  resize: none;
}
.field--tall {
  align-items: flex-start;
  min-height: clamp(84px, 9vw, 120px);
  padding-top: 12px;
}
.field--tall .field__icon,
.field--tall label,
.field--tall .field__colon { margin-top: 2px; }
.cform__req {
  font-size: clamp(9px, .85vw, 11px);
  font-weight: 600;
  color: var(--ink);
  margin: -4px 0 0 4px;
}
.cform__req b { font-weight: 700; }

.cform__row {
  display: grid;
  grid-template-columns: 1fr 1.35fr;
  gap: clamp(10px, 1.1vw, 16px);
}
.field--action p { display: flex; align-items: center; gap: 8px; }
.field--action button {
  border: 0;
  background: none;
  font: inherit;
  color: var(--ink);
  cursor: pointer;
  padding: 0;
}
.field--action button:hover { color: var(--gold); }
.field--action span { color: #9aa0aa; }
.field--address { align-items: center; }
.field--address p { white-space: normal; line-height: 1.5; font-size: clamp(11px, 1.05vw, 14px); }
.field--address strong { font-weight: 700; color: var(--ink); }

/* ---------- Responsive Contact ---------- */
@media (max-width:1000px) {
  .contact { grid-template-columns: 1fr; min-height: 0; }
  .contact__aside { min-height: 440px; }
  .contact__panel {
    margin-left: 0;
    margin-top: -40px;
    border-radius: 48px 48px 0 0 / 40px 40px 0 0;
    padding: 44px clamp(18px, 4vw, 36px);
  }
  .arc { display: none; }
}
@media (max-width:620px) {
  .pills4 { grid-template-columns: repeat(2, 1fr); gap: 18px 0; }
  .pills4 li:nth-child(odd) { border-left: 0; }
  .cform__row { grid-template-columns: 1fr; }
  .field label, .field p { white-space: normal; }
}

/* ============ LOANS PAGE STYLES ============ */
.loans{
  background:linear-gradient(180deg,var(--navy-800),var(--navy-900));
  padding-bottom:clamp(18px,2vw,30px);
  overflow:hidden;
}

/* ---------- Arched header ---------- */
.loans__head{
  position:relative;
  background:linear-gradient(180deg,#dfe6f0 0%,#f4f6fa 45%,#ffffff 100%);
  border-radius:0 0 50% 50% / 0 0 26% 26%;
  padding:clamp(26px,4vw,58px) clamp(20px,4vw,60px) clamp(34px,4.4vw,64px);
  overflow:hidden;
  box-shadow:0 6px 0 -2px var(--gold);   /* gold arc under the curve */
}
.loans__photo{position:absolute;top:0;bottom:0;width:26%;background-size:cover;background-position:center}
.loans__photo--l{
  left:0;
  background-image:
    linear-gradient(90deg,rgba(255,255,255,0) 55%,#f4f6fa 100%),
    url('assets/skyline.jpg');
}
.loans__photo--r{
  right:0;
  background-image:
    linear-gradient(270deg,rgba(255,255,255,0) 55%,#f4f6fa 100%),
    url('assets/towers.jpg');
}
.loans__headInner{position:relative;z-index:2;text-align:center}
.loans__title{
  font-size:clamp(22px,4.4vw,52px);
  font-weight:900;
  line-height:1.08;
  text-transform:uppercase;
  letter-spacing:-.015em;
  color:var(--ink);
}
.loans__title span{color:var(--gold)}
.loans__badge{
  display:inline-block;
  margin-top:clamp(12px,1.6vw,22px);
  background:var(--navy-900);
  color:#fff;
  font-size:clamp(12px,1.6vw,20px);
  font-weight:700;
  letter-spacing:.06em;
  text-transform:uppercase;
  padding:10px clamp(30px,6vw,86px);
  border-radius:999px;
}

/* ---------- Loan grid ---------- */
.loangrid{
  margin:clamp(16px,2.2vw,30px) clamp(14px,3vw,54px) 0;
  padding:0;
  list-style:none;
  display:grid;
  grid-template-columns:repeat(5,1fr);
  border:1px solid rgba(212,161,47,.55);
  border-radius:6px;
  overflow:hidden;
  background:var(--navy-cell);
}
.loangrid li{
  display:flex;
  align-items:center;
  gap:12px;
  padding:clamp(10px,1.3vw,18px) clamp(8px,1.1vw,16px);
  border-right:1px solid rgba(212,161,47,.45);
  border-bottom:1px solid rgba(212,161,47,.45);
  font-size:clamp(10px,1.1vw,15px);
  font-weight:500;
  color:rgba(255,255,255,.94);
  line-height:1.25;
}
.loangrid li:nth-child(5n){border-right:0}
.loangrid li:nth-last-child(-n+5){border-bottom:0}
.lg__icon{flex:0 0 auto;width:clamp(20px,2.2vw,32px);height:clamp(20px,2.2vw,32px);color:var(--gold)}
.lg__icon svg{width:100%;height:100%;fill:none;stroke:currentColor;stroke-width:1.7}

/* ---------- CTA bar ---------- */
.loans__cta{
  position:relative;
  margin:clamp(16px,2.2vw,30px) clamp(40px,9vw,150px) 0;
  background:linear-gradient(180deg,#ffffff,#eef0f3);
  border-radius:14px;
  padding:clamp(12px,1.6vw,22px) clamp(20px,3vw,44px);
  text-align:center;
}
.loans__cta p{
  font-size:clamp(13px,2.2vw,26px);
  font-weight:800;
  color:var(--ink);
  text-transform:uppercase;
  letter-spacing:-.01em;
}
.loans__cta a{color:inherit;text-decoration:none}
.loans__cta a:hover{color:var(--gold)}
.loans__cta span{margin:0 12px;color:var(--gold);font-weight:400}

/* gold ribbon tails sweeping out from behind the bar */
.ribbon{
  position:absolute;top:14%;bottom:-38%;
  width:clamp(60px,12vw,190px);
  background:linear-gradient(180deg,var(--gold-light),#9a7420);
  z-index:-1;
}
.ribbon--l{left:-1px;transform-origin:top right;clip-path:polygon(100% 0,100% 44%,0 100%,0 56%)}
.ribbon--r{right:-1px;transform-origin:top left;clip-path:polygon(0 0,0 44%,100% 100%,100% 56%)}

/* ---------- Responsive ---------- */
@media (max-width:1000px){
  .loangrid{grid-template-columns:repeat(3,1fr)}
  .loangrid li:nth-child(5n){border-right:1px solid rgba(212,161,47,.45)}
  .loangrid li:nth-child(3n){border-right:0}
  .loangrid li:nth-last-child(-n+5){border-bottom:1px solid rgba(212,161,47,.45)}
  .loangrid li:nth-last-child(-n+2){border-bottom:0}
  .loans__photo{width:32%;opacity:.55}
}
@media (max-width:640px){
  .loans__head{border-radius:0 0 40% 40% / 0 0 12% 12%;padding:26px 16px 34px}
  .loans__photo{display:none}
  .loangrid{grid-template-columns:repeat(2,1fr);margin:14px}
  .loangrid li:nth-child(3n){border-right:1px solid rgba(212,161,47,.45)}
  .loangrid li:nth-child(2n){border-right:0}
  .loans__cta{margin:16px 14px 0}
  .ribbon{display:none}
}

/* ============ FAQ PAGE STYLES ============ */
.faq{background:var(--paper-6, #f7f7f5);color:var(--body, #3a3f4a);padding:clamp(34px,5vw,72px) 0}
.faq__inner{max-width:920px;margin:0 auto;padding:0 clamp(18px,3vw,32px)}

/* ---------- FAQ Header ---------- */
.faq__head{text-align:center;margin-bottom:clamp(26px,3.4vw,48px)}
.faq__head h1{
  font-size:clamp(26px,3.6vw,44px);
  font-weight:900;color:var(--ink, #0d1b33);
  text-transform:uppercase;letter-spacing:-.015em;line-height:1.1;
}
.faq__head h1 span{color:var(--gold)}
.faq__head h1::after{content:"";display:block;width:78px;height:3px;background:var(--gold);margin:16px auto 0}

.faq__meta{
  margin:22px auto 0;max-width:640px;
  display:grid;gap:8px;text-align:left;
  font-size:clamp(11px,1.05vw,14px);
}
.faq__meta > div{display:grid;grid-template-columns:150px 1fr;gap:10px}
.faq__meta dt{font-weight:700;color:var(--ink, #0d1b33)}
.faq__meta dt::after{content:" :"}
.faq__meta dd{margin:0;line-height:1.6}
.faq__meta a{color:var(--gold-dark);font-weight:600}

/* ---------- Group heading ---------- */
.faq__group{
  position:relative;
  margin:clamp(28px,3.4vw,44px) 0 14px;
  padding-left:16px;
  font-size:clamp(15px,1.6vw,21px);
  font-weight:800;color:var(--ink, #0d1b33);
  line-height:1.35;
}
.faq__group::before{content:"";position:absolute;left:0;top:.15em;bottom:.15em;width:4px;background:var(--gold)}
.faq__group span{color:var(--gold)}

/* ---------- Accordion ---------- */
.acc{border:1px solid var(--line, #e4e4df);border-radius:8px;overflow:hidden;background:#fff}
.qa{border-top:1px solid var(--line, #e4e4df)}
.qa:first-child{border-top:0}

.qa > summary{
  list-style:none;cursor:pointer;
  display:flex;align-items:center;gap:16px;
  padding:clamp(14px,1.5vw,20px) clamp(16px,2vw,26px);
  background:#fff;
  transition:background .18s ease;
}
.qa > summary::-webkit-details-marker{display:none}
.qa > summary:hover{background:#fbfaf6}
.qa > summary:focus-visible{outline:2px solid var(--gold);outline-offset:-2px}

.qa__q{flex:1;font-size:clamp(13px,1.25vw,17px);font-weight:700;color:var(--ink, #0d1b33);line-height:1.45}
.qa__q::before{content:"Q: ";color:var(--gold-dark)}

.qa__chev{
  flex:0 0 auto;width:26px;height:26px;
  border:1.5px solid var(--gold);border-radius:50%;
  position:relative;
  transition:transform .28s ease,background .28s ease,border-color .28s ease;
}
.qa__chev::before,.qa__chev::after{
  content:"";position:absolute;top:50%;left:50%;
  width:11px;height:1.8px;background:var(--gold-dark);
  transform:translate(-50%,-50%);
  transition:transform .28s ease,background .28s ease;
}
.qa__chev::after{transform:translate(-50%,-50%) rotate(90deg)}

.qa[open] > summary{background:var(--navy-900)}
.qa[open] .qa__q{color:#fff}
.qa[open] .qa__q::before{color:var(--gold)}
.qa[open] .qa__chev{background:var(--gold);border-color:var(--gold);transform:rotate(180deg)}
.qa[open] .qa__chev::before,.qa[open] .qa__chev::after{background:var(--navy-900)}
.qa[open] .qa__chev::after{transform:translate(-50%,-50%) rotate(0deg)}

/* answer — height-agnostic animation */
.qa__a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .3s ease}
.qa[open] .qa__a{grid-template-rows:1fr}
.qa__a > div{overflow:hidden}
.qa__a p,
.qa__a .qa__list{
  font-size:clamp(12px,1.15vw,15px);
  line-height:1.8;color:var(--body, #3a3f4a);
  border-left:3px solid var(--gold);
  background:#fbfaf6;
  padding:clamp(14px,1.6vw,20px) clamp(16px,2vw,26px);
  margin:0 clamp(16px,2vw,26px);
}
.qa__a p{margin-bottom:0}
.qa__a p + .qa__list{border-top:0;padding-top:0}
.qa__a > div > :first-child{margin-top:clamp(4px,.6vw,8px)}
.qa__a > div > :last-child{margin-bottom:clamp(14px,1.6vw,20px)}
.qa__a p::before{content:"A: ";font-weight:700;color:var(--gold-dark)}
.qa__todo::before{content:"A: ";font-weight:700;color:var(--gold-dark)}
.qa__todo{color:#8a6d1f;font-style:italic}
.qa__a strong{color:var(--ink, #0d1b33);font-weight:700}
.qa__a a{color:var(--gold-dark);font-weight:600}

.qa__list{list-style:none}
.qa__list li{position:relative;padding-left:20px;margin-bottom:10px}
.qa__list li:last-child{margin-bottom:0}
.qa__list li::before{
  content:"";position:absolute;left:0;top:.72em;
  width:6px;height:6px;border-radius:50%;background:var(--gold);
}
.qa__list--links li{font-weight:600}

/* ---------- FAQ Closing ---------- */
.faq__cta{
  margin-top:clamp(30px,4vw,54px);
  background:var(--navy-900);border-radius:10px;
  padding:clamp(20px,2.6vw,34px);text-align:center;
}
.faq__cta p{color:rgba(255,255,255,.92);font-size:clamp(12px,1.25vw,16px);line-height:1.7;max-width:620px;margin:0 auto}
.faq__btn{
  display:inline-block;margin-top:16px;
  background:var(--gold);color:var(--navy-900);
  font-weight:800;text-decoration:none;letter-spacing:.02em;
  font-size:clamp(12px,1.2vw,16px);
  padding:12px 30px;border-radius:4px;
}
.faq__btn:hover{background:var(--gold-light)}

@media (max-width:600px){
  .faq__meta > div{grid-template-columns:1fr;gap:2px}
  .faq__meta dt::after{content:""}
  .qa__a p,.qa__a .qa__list{margin-left:14px;margin-right:14px}
}
@media (prefers-reduced-motion:reduce){
  .qa__a,.qa__chev,.qa__chev::before,.qa__chev::after{transition:none}
}

/* ============ LEGAL HERO & DOCUMENT STYLES ============ */
.legalhero{
  position:relative;
  background:linear-gradient(160deg,var(--navy-800, #102a5c),var(--navy-900, #0d224a));
  border-bottom:3px solid var(--gold, #d4a12f);
  overflow:hidden;
}
.legalhero__map{
  position:absolute;inset:0;
  background:url('assets/world-map.png') center/cover no-repeat;
  opacity:.08;
}
.legalhero__inner{
  position:relative;z-index:2;
  max-width:var(--maxw, 1180px);margin:0 auto;
  padding:clamp(34px,5vw,72px) clamp(18px,3vw,32px);
}
.legalhero__eyebrow{
  font-size:clamp(10px,1vw,13px);
  font-weight:800;letter-spacing:.28em;text-transform:uppercase;
  color:var(--gold, #d4a12f);margin-bottom:14px;
}
.legalhero h1{
  font-size:clamp(24px,3.4vw,44px);
  font-weight:900;color:#fff;
  text-transform:uppercase;letter-spacing:-.015em;line-height:1.14;
  max-width:16ch;
}
.legalhero h1 span{color:var(--gold, #d4a12f)}
.legalhero h1::after{content:"";display:block;width:78px;height:3px;background:var(--gold, #d4a12f);margin-top:20px}

.legalhero__meta{margin-top:24px;display:grid;gap:8px;font-size:clamp(11px,1.05vw,14px)}
.legalhero__meta > div{display:grid;grid-template-columns:160px 1fr;gap:10px}
.legalhero__meta dt{font-weight:700;color:var(--gold, #d4a12f)}
.legalhero__meta dt::after{content:" :"}
.legalhero__meta dd{margin:0;color:rgba(255,255,255,.9);line-height:1.6}
.legalhero__meta a{color:#fff;text-decoration:underline;text-underline-offset:3px}

/* ---------- Layout ---------- */
.legal{background:var(--paper-6, #f7f7f5);color:var(--body, #3a3f4a);padding:clamp(30px,4vw,64px) 0}
.legal__inner{
  max-width:var(--maxw, 1180px);margin:0 auto;
  padding:0 clamp(18px,3vw,32px);
  display:grid;
  grid-template-columns:250px 1fr;
  gap:clamp(28px,4vw,64px);
  align-items:start;
}

/* ---------- Contents rail ---------- */
.toc{position:sticky;top:24px}
.toc h2{
  font-size:clamp(10px,1vw,12px);
  font-weight:800;letter-spacing:.16em;text-transform:uppercase;
  color:var(--ink, #0d1b33);margin-bottom:14px;
}
.toc ol{margin:0;padding:0;list-style:none;counter-reset:toc;border-left:2px solid var(--line, #e4e4df)}
.toc li{counter-increment:toc}
.toc a{
  display:block;position:relative;
  padding:9px 0 9px 18px;margin-left:-2px;
  border-left:2px solid transparent;
  font-size:clamp(11px,1.05vw,14px);
  color:var(--body, #3a3f4a);text-decoration:none;line-height:1.45;
  transition:color .18s ease,border-color .18s ease;
}
.toc a::before{content:counter(toc) ". ";color:var(--gold, #d4a12f);font-weight:700}
.toc a:hover,.toc a.is-active{color:var(--ink, #0d1b33);border-left-color:var(--gold, #d4a12f);font-weight:700}

/* ---------- Document body ---------- */
.doc{
  background:#fff;
  border:1px solid var(--line, #e4e4df);
  border-radius:8px;
  padding:clamp(22px,3vw,52px);
}
.doc__h{
  position:relative;
  margin:clamp(30px,3.4vw,46px) 0 16px;
  padding-left:18px;
  font-size:clamp(16px,1.7vw,23px);
  font-weight:800;color:var(--ink, #0d1b33);
  line-height:1.3;
  scroll-margin-top:24px;
}
.doc__h:first-child{margin-top:0}
.doc__h::before{content:"";position:absolute;left:0;top:.12em;bottom:.12em;width:4px;background:var(--gold, #d4a12f)}
.doc__h span{color:var(--gold, #d4a12f)}

.doc p{font-size:clamp(12px,1.15vw,15px);line-height:1.85;margin-bottom:16px}
.doc strong{color:var(--ink, #0d1b33);font-weight:700}
.doc a{color:var(--gold-dark, #b98d2a);font-weight:600}

/* bullets */
.doc__bullets{margin:0 0 16px;padding:0;list-style:none}
.doc__bullets > li{
  position:relative;padding-left:22px;margin-bottom:16px;
  font-size:clamp(12px,1.15vw,15px);line-height:1.85;
}
.doc__bullets > li::before{
  content:"";position:absolute;left:0;top:.75em;
  width:7px;height:7px;background:var(--gold, #d4a12f);
  transform:rotate(45deg);
}
.doc__subbullets{
  margin:14px 0 0;padding:14px 0 14px 22px;
  list-style:none;
  border-left:2px solid rgba(212,161,47,.4);
  background:#fbfaf6;
}
.doc__subbullets li{
  position:relative;padding-left:20px;margin-bottom:12px;
  font-size:clamp(11.5px,1.1vw,14px);line-height:1.8;
}
.doc__subbullets li:last-child{margin-bottom:0}
.doc__subbullets li::before{
  content:"";position:absolute;left:0;top:.75em;
  width:6px;height:6px;border:1.5px solid var(--gold, #d4a12f);border-radius:50%;
}

/* numbered DMCA steps */
.steps{margin:0 0 24px;padding:0;list-style:none;counter-reset:step}
.steps li{
  counter-increment:step;
  position:relative;
  padding:0 0 0 clamp(44px,4.4vw,58px);
  margin-bottom:20px;
  min-height:36px;
}
.steps li::before{
  content:counter(step);
  position:absolute;left:0;top:0;
  width:clamp(30px,3vw,38px);height:clamp(30px,3vw,38px);
  display:grid;place-items:center;
  border:2px solid var(--gold, #d4a12f);border-radius:50%;
  color:var(--gold-dark, #b98d2a);
  font-size:clamp(12px,1.15vw,15px);font-weight:800;
  background:#fff;
}
.steps h3{
  font-size:clamp(13px,1.2vw,16px);
  font-weight:700;color:var(--ink, #0d1b33);
  margin-bottom:5px;line-height:1.4;
  padding-top:6px;
}
.steps p{margin-bottom:0}

/* contact card */
.contactcard{
  display:flex;align-items:center;gap:20px;
  background:var(--navy-900, #0d224a);
  border-radius:8px;
  padding:clamp(18px,2.2vw,28px);
  margin:clamp(24px,3vw,36px) 0;
}
.contactcard__icon{
  flex:0 0 auto;
  width:clamp(38px,3.6vw,52px);height:clamp(38px,3.6vw,52px);
  border:2px solid var(--gold, #d4a12f);border-radius:50%;
  display:grid;place-items:center;color:var(--gold, #d4a12f);
}
.contactcard__icon svg{width:52%;height:52%;fill:none;stroke:currentColor;stroke-width:1.6}
.contactcard p{color:rgba(255,255,255,.9);margin-bottom:8px;font-size:clamp(12px,1.1vw,15px);line-height:1.7}
.contactcard a{
  color:var(--gold, #d4a12f);font-weight:800;text-decoration:none;
  font-size:clamp(13px,1.25vw,17px);
  border-bottom:2px solid rgba(212,161,47,.4);
  padding-bottom:2px;
}
.contactcard a:hover{color:var(--gold-light, #e5b74e);border-bottom-color:var(--gold-light, #e5b74e)}

.doc__related{
  margin-top:clamp(26px,3vw,40px);
  padding-top:20px;
  border-top:1px solid var(--line, #e4e4df);
  font-size:clamp(11px,1.05vw,14px);
  color:#7a808c;
}
.doc__related a{margin:0 2px}

/* ---------- Responsive ---------- */
@media (max-width:900px){
  .legal__inner{grid-template-columns:1fr}
  .toc{
    position:static;
    background:#fff;border:1px solid var(--line, #e4e4df);border-radius:8px;
    padding:18px 20px;
  }
  .legalhero__meta > div{grid-template-columns:1fr;gap:2px}
  .legalhero__meta dt::after{content:""}
  .legalhero h1{max-width:none}
}
@media (max-width:600px){
  .doc{padding:22px 18px;border-radius:6px}
  .contactcard{flex-direction:column;text-align:center;gap:14px}
}
@media (prefers-reduced-motion:reduce){
  .toc a{transition:none}
}